Clone Card

Clone Card. In recent years, the advancement of online shopping has made credit cards a preferred method of payment. However, the growth of e-commerce has also given rise to cybercrimes like credit card cloning. As a result, many people may be concerned about the safety of their online transactions and whether cloned credit cards can be used on online platforms. In this article, we’ll dive into how cloned credit cards work, whether they can be used online, and the measures you can take to protect yourself from this type of fraud.

What Is a Clone Card?

A cloned credit card is a fraudulent copy of a legitimate credit card. This card is typically created by criminals who use a device known as a “skimmer” to steal the information from a physical credit card’s magnetic strip or chip. The skimming device collects data from the magnetic strip, which includes cardholder details like the card number, expiration date, and sometimes the CVV (Card Verification Value). Once the data is collected, it is transferred to a blank card, effectively cloning the original credit card.

How Cloning Happens:

• Skimming: A skimmer is placed on an ATM, point-of-sale (POS) terminal, or any other card-reading machine. When you swipe your card, the device reads and records your credit card information.
• Data Duplication: The stolen data is then transferred to a blank plastic card, creating an exact replica of your original credit card.
• Unauthorized Usage: With the cloned card, fraudsters can make unauthorized purchases in person or, potentially, online.